Global EditionASIA 中文雙語Fran?ais
China
Home / China / Society

Insurance shields physicians from malpractice claims

By ZHOU MO | China Daily | Updated: 2018-03-28 09:33
Share
Share - WeChat

Shenzhen has launched a new medical insurance service to protect doctors from malpractice payouts.

The so-called doctor liability insurance targets physicians who have to take on a certain share of responsibility in medical mishaps by paying part of the compensation.

Doctors can buy the insurance voluntarily, and the service is applicable to medical accidents across the Chinese mainland.

Wang Tianxing, head of the Shenzhen Medical Doctor Association, said the insurance can help alleviate the financial burden of doctors and promote the development of the medical service industry.

The money that doctors pay for medical mishaps ranges from several thousand yuan to tens of thousands of yuan and could reach up to 100,000 yuan ($15,930) in some cases. That places major economic pressure on doctors, Wang said.

To avoid the risks, doctors are normally reluctant to try new technologies or therapies, so the insurance enables them to put more focus on technological improvement, Wang said.

It can also play a role in easing tensions between doctors and patients, he added.

"Disputes normally occur when the two parties cannot reach agreement on compensation. Now, medical accidents will be dealt with by a third-party organization. It's like a buffer zone being set up between the two sides," Wang said.

The insurance service is provided jointly by five insurance companies, including Ping An Insurance and China Pacific Life Insurance. The companies will share the profits as well as the cost of the insurance.

The total amount insured each year ranges from 300,000 yuan to 4 million yuan. The premium for doctors varies based on department and position.

Obstetrics, anesthesiology and plastic surgery are believed to have the highest risk in medical treatment, so premiums for doctors in those fields are higher than their counterparts in traditional Chinese medicine, nutrition or rehabilitation.

Meanwhile, premiums for directors of a department are also higher than those at lower levels because normally the operations they perform are more difficult and therefore come with higher risks.

Doctors' liability insurance is not a new thing in China, but it has never been fully implemented, said Wang Hui, general manager of Jiang Tai Insurance Brokers.

"Laws and regulations in other parts of the country did not differentiate the responsibility of medical institutions from that of doctors. Therefore, insurers were not able to judge doctors' share of liability, not to mention settlement claims," he said.

The regulation regarding medical services in Shenzhen, which took effect at the beginning of last year, makes it clear that medical institutions and doctors should bear different levels of responsibility for medical accidents.

Zhao Jiangning, a doctor in Shenzhen who had worked in Japan for two years, said this kind of insurance is compulsory in many developed countries.

"In Japan, all doctors have to buy the insurance," he said. "Either their hospitals buy it for them or they buy it themselves. Otherwise, they would not be hired."

Top
BACK TO THE TOP
English
Copyright 1995 - . All rights reserved. The content (including but not limited to text, photo, multimedia information, etc) published in this site belongs to China Daily Information Co (CDIC). Without written authorization from CDIC, such content shall not be republished or used in any form. Note: Browsers with 1024*768 or higher resolution are suggested for this site.
License for publishing multimedia online 0108263

Registration Number: 130349
FOLLOW US
 
主站蜘蛛池模板: 二代妖精在线观看免费观看| 欧美国产在线看| 果冻传媒视频在线观看| 手机在线观看视频你懂的| 大帝AV在线一区二区三区| 国产成人av一区二区三区在线观看| 成人毛片18女人毛片免费| 国产麻豆91在线| 国产高清www免费视频| 国产午夜精品一二区理论影院| 免费中文字幕视频| 亚洲综合久久成人69| 乱人伦人妻中文字幕无码久久网| 一区二区在线视频观看| caoporm碰最新免费公开视频| 97久久精品无码一区二区| 色多多视频在线观看| 精品无码一区二区三区在线| 朱竹清被吸乳羞羞漫画| 夜夜爱夜夜爽夜夜做夜夜欢| 国产caowo13在线观看一女4男| 亚洲热妇无码av在线播放| 久久av无码精品人妻糸列| 97精品人妻一区二区三区香蕉 | 明星ai换脸高清一区| 婷婷四房综合激情五月在线| 日本国产在线视频| 在线免费观看污污视频| 在线中文字幕第一页| 国产激情一区二区三区四区| 免费人成视频在线| 久久精品国产亚洲av高清漫画 | 四影虎影ww4hu32海外| 亚洲视频一区在线观看| 亚洲国产日韩在线一区| www性久久久com| 美女黄频免费网站| 欧美色欧美亚洲另类二区| 很黄很污的视频在线观看| 国模欢欢炮交150视频| 国产精品一二三区|