Global EditionASIA 中文雙語Fran?ais
China
Home / China / Society

Insurance shields physicians from malpractice claims

By ZHOU MO | China Daily | Updated: 2018-03-28 09:33
Share
Share - WeChat

Shenzhen has launched a new medical insurance service to protect doctors from malpractice payouts.

The so-called doctor liability insurance targets physicians who have to take on a certain share of responsibility in medical mishaps by paying part of the compensation.

Doctors can buy the insurance voluntarily, and the service is applicable to medical accidents across the Chinese mainland.

Wang Tianxing, head of the Shenzhen Medical Doctor Association, said the insurance can help alleviate the financial burden of doctors and promote the development of the medical service industry.

The money that doctors pay for medical mishaps ranges from several thousand yuan to tens of thousands of yuan and could reach up to 100,000 yuan ($15,930) in some cases. That places major economic pressure on doctors, Wang said.

To avoid the risks, doctors are normally reluctant to try new technologies or therapies, so the insurance enables them to put more focus on technological improvement, Wang said.

It can also play a role in easing tensions between doctors and patients, he added.

"Disputes normally occur when the two parties cannot reach agreement on compensation. Now, medical accidents will be dealt with by a third-party organization. It's like a buffer zone being set up between the two sides," Wang said.

The insurance service is provided jointly by five insurance companies, including Ping An Insurance and China Pacific Life Insurance. The companies will share the profits as well as the cost of the insurance.

The total amount insured each year ranges from 300,000 yuan to 4 million yuan. The premium for doctors varies based on department and position.

Obstetrics, anesthesiology and plastic surgery are believed to have the highest risk in medical treatment, so premiums for doctors in those fields are higher than their counterparts in traditional Chinese medicine, nutrition or rehabilitation.

Meanwhile, premiums for directors of a department are also higher than those at lower levels because normally the operations they perform are more difficult and therefore come with higher risks.

Doctors' liability insurance is not a new thing in China, but it has never been fully implemented, said Wang Hui, general manager of Jiang Tai Insurance Brokers.

"Laws and regulations in other parts of the country did not differentiate the responsibility of medical institutions from that of doctors. Therefore, insurers were not able to judge doctors' share of liability, not to mention settlement claims," he said.

The regulation regarding medical services in Shenzhen, which took effect at the beginning of last year, makes it clear that medical institutions and doctors should bear different levels of responsibility for medical accidents.

Zhao Jiangning, a doctor in Shenzhen who had worked in Japan for two years, said this kind of insurance is compulsory in many developed countries.

"In Japan, all doctors have to buy the insurance," he said. "Either their hospitals buy it for them or they buy it themselves. Otherwise, they would not be hired."

Top
BACK TO THE TOP
English
Copyright 1995 - . All rights reserved. The content (including but not limited to text, photo, multimedia information, etc) published in this site belongs to China Daily Information Co (CDIC). Without written authorization from CDIC, such content shall not be republished or used in any form. Note: Browsers with 1024*768 or higher resolution are suggested for this site.
License for publishing multimedia online 0108263

Registration Number: 130349
FOLLOW US
 
主站蜘蛛池模板: 福利视频一二区| 男女一边桶一边摸一边脱视频免费| 日韩欧美精品在线视频| 人人妻人人爽人人澡人人| 色综合天天综合| 国产精品久久久久久影视| t66y最新地址一地址二地址三| 日韩av片无码一区二区三区不卡| 亚洲第一页国产| 精品无码久久久久国产| 国产小视频在线观看网站| 91久久国产精品| 妖精视频一区二区三区| 久久国产劲暴∨内射| 欧美孕交videosfree黑| 免费jlzzjlzz在线播放视频| 蹂躏国际女刑警之屈服| 欧美日韩1区2区| 国产乱了真实在线观看| caoporn成人| 大学生粉嫩无套流白浆| 中文字幕无线码免费人妻| 日韩精品无码一区二区三区AV | 一本色综合久久| 日本免费www| 亚洲а∨精品天堂在线| 涩涩涩在线视频| 刘敏涛三级无删减版在线观看| 野花香高清在线观看视频播放免费| 国产精品亚洲小说专区| 99久久综合狠狠综合久久| 性感美女视频免费网站午夜| 久久久久综合国产| 2021麻豆剧果冻传媒入口永久| 888米奇在线视频四色| 被窝影院午夜无码国产| 粗大的内捧猛烈进出视频| 欧美国产日韩一区| 日本无卡无吗在线| 天天射天天干天天插| 国产极品麻豆91在线|