If your surname is Smith, you got up at 6.45am today and you're planning a summer holiday in Spain, you're not alone.

A study has provided a snapshot of the typical Briton in terms of name, spending and lifestyle.

And its revelations that the average adult is most likely to be called Smith, drive a Ford Fiesta and take a Spanish holiday suggest that there is little to choose between most of us now and in the 1970s and 80s.

The analysis of just over one million customers by insurance giant Aviva came up, not unsurprisingly, with Smith as the most popular surname, followed by Jones and Williams.

We will rise each day between 6.30am and 7am before leaving our home - most commonly called The Cottage - before driving to work. As a family we are most likely to have a Fiesta, however increasingly there are two cars on the drive. The second most common choices are a Vauxhall Astra and a Vauxhall Corsa.

Most often, Mr or Mrs Smith will eat their lunch at their desk, and recreation is most likely to include shopping for clothes rather than exercise.

The vast majority of us - 71 per cent - do not go to the gym, cycle, jog or swim even once a week.

While far-flung holidays to the Far East, the Caribbean or even Australia are more common than a generation ago, the research found that Spain remains the favorite option. Florida is also popular for those who can stretch their finances.

Despite the boom in housing estates and city centre apartments blocks, the average home remains an Edwardian three-bed detached property.

And the trappings of electronic gadgets, jewellery and clothes accumulated over the years will have an average value of ￡28,000.

The most common items in home insurance claims over the past year were 32in Toshiba televisions, Samsung laptop computers and Sony PlayStation games consoles.

?(Agencies)